Insurance for Wigs
Here’s How to Get Started:
Step 1: Get Your Medical Diagnosis
The first step is to connect with your doctor or dermatologist. They’ll need to provide a medical diagnosis that shows your hair loss is due to a condition like alopecia or cancer. This diagnosis is essential to get insurance coverage.
Step 2: Prescription for a Cranial Prosthesis
Ask your doctor to write a prescription specifically for a “cranial prosthesis.” It’s important to use this exact term, as many insurance companies won’t recognize the term “wig” for medical coverage.
Step 3: Consultation with Our Cranial Prosthesis Specialist
Next, schedule a consultation with us! Our cranial prosthesis specialist will work with you to find the best fit and design for your needs. During this visit, we’ll also give you a detailed cost estimate.
Step 4: Submitting Your Claim
Once you receive your cranial prosthesis, we’ll provide an itemized receipt and any other necessary documents to support your insurance claim. The receipt will include a medical code that labels it as a cranial prosthesis—not a cosmetic wig—so insurance companies know it’s for a medical purpose.
Step 5: Follow Up with Your Insurance
After you submit your claim, check in with your insurance company to make sure they received it and to get an update on its progress. Every insurer handles things a little differently, so understanding your specific policy requirements will help the process go more smoothly.
Additional Tips:
While most insurance plans cover a good portion of the cost of a cranial prosthesis, coverage can vary. We recommend reaching out to your insurance provider beforehand to learn about what’s included in your specific plan.
If you have questions or need a little extra support, please reach out! We’re here to help you feel confident and informed at every step.